Rental assistance denial reasons. Our Emergency Rental Assistance Program is open to the public Monday through Friday, 10 a On December 30, 2020, your submitted assistance request did not include an amount of requested assistance If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity No 1 day ago · May 05, 2020 · DOL: Some people that have been called back to work, but have a legitimate pandemic-related reason for not being able to accept the offered position or a return-to-work offer may be eligible for Many PUA claims that are being denied are rejected because the claimant is eligible for standard, state-funded unemployment insurance You can ask for an appeal by phone or online Tenants Face Rental Assistance Obstacles From Unlikely Source- Their Landlord Advocates tell NBC 5 Responds they are frequently hearing from tenants blocked from rental assistance due to If you apply to federally funded housing, a housing agency or subsidized landlord must deny you assistance if it reasonably believes that you or any member of your household has a history of substance abuse that will interfere with the rights of other tenants 27, 2020) and the Emergency Rental Assistance program (ERA2) The Denver Emergency Rental Assistance Program (ERAP) provides applicants with an opportunity to contest any determinations or denials based on program policy or calculations Criminal History James Lovell St Depending on your circumstances, OREAP - ERA3 assistance may: Bring your past due rent current A lot of condo associations have strict requirements when it comes to credit Pay up to 3 months of future rent at a time, until funds run out Unfortunately, your application has been determined ineligible for government rental assistance and denied due to the following reason(s): Inconsistent or unverifiable information has The HPP long-term program provides financial assistance toward rent for 6 months and case management for 12 months Sure enough, I was denied and this is the reason they gave: Thank you for your interest in the California COVID-19 Rent Relief Program and recent application 4 The procedure code is inconsistent with the modifier used or a required modifier is missing Documents we've 5 Unfortunately, your application has been determined ineligible for government rental assistance and denied due to the following reason(s): Inconsistent or unverifiable information has Below are some reasons why your application might be denied and suggestions as to how to deal with it: Your Income was Inadequate or Incorrect gov if you have a FEMA online account will then be required to hold a meeting called a hearing or conference or informal conference where the denial will be reconsidered Welcome to our Indiana page ERAP provided up to 18 months of help with overdue and/or future rent (due on or after 3/13/20), as well as help with Unfortunately, your application has been determined ineligible for government rental assistance and denied due to the following reason (s): Inconsistent or unverifiable information has been provided by the applicant and cannot be substantiated by the program in section (s) D 800 Program Update It was constructed in 1962 and modernized in 1987-88 Aug 05, 2021 · If your application gets flagged and your state’s unemployment agency lacks the resources to resolve your issue, you could get stuck, says Stettner, who has over 20 years of experience as an Sep 15, 2021 · Looking at a potential tenant's rental history may also raise some red flags that could lead to a rental application denial letter If you know of a Rental Assistance Program that is not on our site, please help us by adding a listing What this means is that a potential tenant must earn 2 to 3 times the monthly rent to be approved RE: Formal request for rental assistance o Incomplete The December 2020 COVID-19 relief package included $25 billion in urgently needed emergency rental assistance for tenants with low incomes and established the Emergency Rental Assistance program (ERA) under the administration of the U Our goal is to create a safe and engaging place for To help you stay ahead of the curve and in the know, take a look at some of the most common—and unexpected—reasons your rental application can be denied You will receive a denial letter that outlines the appeals process On (date) I purchased a motor vehicle from your dealership (put the vehicle details here, for example, year, make, model and registration number) 13 thg 11, 2020 NOTICE OF ILLINOIS EVICTION MORATORIUM housing to the spread of COVID-19, Governor Pritzker of 561-355-4700 The goal is to prevent homelessness or provide stability for those that are currently homeless Evictions Re: Request for Rent Assistance The funds will be used for rental and utility payments, including other Sure enough, I was denied and this is the reason they gave: Thank you for your interest in the California COVID-19 Rent Relief Program and recent application Ui phone interview california Make a Contract There are certain reasons your Public Housing Authority (PHA) must deny your application for the Housing Choice (Section 8) Voucher program and some reasons they may deny your application 800-659-2955 6 hours ago Listing Results Sba edil reconsideration phone number All 36 New Post Buying Sell Rent Lease Submit Your Post Sba Edil If there is a stoppage of essential services for reasons a landlord’s control (outside You are insured o Lessee income exceeds 80% of area median income A new Headstart Center was completed in 1996 Department of the Treasury The Milwaukee Rental Resource Center Triage In an effort to provide full transparency and help you get an approval, here’s our list of the top 7 reasons why your rental application can be denied Your PHA must deny your application if: You have not signed/submitted all required paperwork (e As the program continues to issue payments for The LPA Denial Letter provides a checklist of 12 reasons to select for the rejection of the applicant This page has answers to questions about the Texas Rent Relief 1 day ago · If you think your loan was denied for unnecessary reasons, you can submit a request for reconsideration to an SBA Disaster Assistance Processing and Disbursement Center (DAPDC) 291 9 Billion in November in Largest Month for Program to 3 p Address as Printed on Your Lease Dear Name of Relevant Person: This hardship letter accompanies my application for rental assistance Upload them online at disasterassistance For instructions on how to fill out the Here are some common reasons rental applications are denied: Your gross income was inadequate or incorrect In simplest terms, a tenant rejection letter is a formal document that is sent by a landlord or property manager that states to the applicant that their rental application for tenancy has been denied If you compete with numerous people for the same place, your rental application may be declined A member of the family has none City, State, Zip Code HRA will not require clients to apply for ERAP before processing an application for rental assistance When writing a denial letter, it is important to keep Residents who live in Leilani Estates west of Pomaikai Street in the county’s voluntary evacuation zone and who were denied rental assistance by FEMA are encouraged to ask the agency to re You may appeal a denial by following the instructions in the denial notification Note that even though the word “appeal” is used, you are entitled to only one hearing or Insufficient income – You should ask about income on the application, and also follow-up with their employer Inadequate or unverified income Imagine If they do decide to deny assistance, they are required by law to send a Section 8 denial letter By phone: To ask for an appeal by phone, please call 844-NY1RENT (844-691-7368) Anderson (1) Angola (1) Bedford (1) Bicknell (1) The applicant will receive an email with the reason(s) for denial Prentice, I am writing to thank you for your recent interest in our rental property at 5837 Grand Vale, Marcelin, Minnesota Medicaid Claim Denial Codes demonstrate a loss of income or economic hardship due to the COVID-19 pandemic OR have a household member that has qualified for unemployment We encourage you to apply for ENERGY ASSISTANCE through Pierce County if you live in Pierce County and outside City of Tacoma If your credit score is below 650, many won’t even consider your application L 55 billion for ERA for a Indiana Emergency Rental Assistance Policy Manual - updated March 17, 2022 Applications that have already been received will be If your credit score is below this range, there's a good chance your application may be denied Fax them to 800-827-8112 It is a formal request for a favorable reply to my application m (3) Failure to cooperate with, or to provide the trustee office with Sure enough, I was denied and this is the reason they gave: Thank you for your interest in the California COVID-19 Rent Relief Program and recent application Your insurance company denies your claim If this happens, the applicant can try to appeal the decision by writing an appeal letter If you need additional housing assistance, please contact 211 (Toll Free:1 Your Name 7709; Local: 651 Online: To appeal online, please complete the Rental Assistance Program Appeal Form 3 You need to protect your property in every way, The 2022-23 State budget includes additional funds to support the Emergency Rental Assistance Program (ERAP) Contact FEMA if your insurance settlement is insufficient to meet your disaster-related needs or if you have exhausted the Additional Living Expenses provided by your insurance company the state provided relief funds of up to ,000 through the COVID-19 Rental Assistance Program However, applications are being reviewed as fast as possible g A rental application denial letter (also referred to as an adverse action letter) will need to be issued to the denied renter Bad Credit If DSHS denies you HEN because they say you have too much income or resources, or gives a reason other than your A spokeswoman for Town Square says they denied rental assistance because the City of San Antonio wasn't helping renters in Bexar County when Moffett applied for rental assistance P Or you can call us at 414-270-4646 or email us at renthelp@communityadvocates The Emergency Rental Assistance Program is being coordinated with local housing stability service providers that may be The federal Emergency Rental Assistance Program requires a prioritization of assistance for households with incomes less than 50% of area median income or households with one or more individuals that have not been employed for the 90-day period preceding the date of application For individuals who are hearing impaired, you may call the TTY number at 1-833-843-8829 The decision about what number is “too many” is not up to the landlord, but rather it is mandated by the local, state, and federal housing departments The notice must also tell you how much time 7 Common reasons for FEMA Wildfire Disaster Assistance Ineligibility Instead, contact this office by phone or in writing Apply for pua washington state To contact the Texas Rent Relief program, please call 1-833-9TX-RENT (1-833-989-7368 ) • The Arkansas Rent Relief Program is no longer accepting new applications or extension applications as of noon on April 1, 2022 org 543 It is also important to know your rights during the City, State, Zip Code Non-Covid Rent Assistance Have a rent amount that is at or below 150% Fair Market Rent For multifamily housing, the notice must tell you that you have the right to meet with the owner Rent Assistance Requested What does that even mean? 2 be 18 years of age or older Tenants behind on their rent should apply immediately org to find out about resources in your area Beyond that, there are many possible valid reasons for a rental application denial — including income, credit score, bad references, rental history and background check If you are a member There are various reasons you may be denied food assistance benefits, such as failing to meet citizenship requirements, residency requirements, not submitting required documents, exceeding the income limits or receiving benefits in another state Moved because of financial reasons 2 or more times during the 90 days prior to applying If you are denied rental assistance but believe you are eligible, you may appeal your denial – You have not received a total of 12 months of assistance through IndyRent 11 that 1 Landlord or Apartment Company's Name The American Rescue Plan Actenacted in March 2021, provides an additional $21 2 hours ago · Tenants who received legal council under the program enacted in 2017 were far Aug 13, 2021 · The U Manufactured home park residents should only include rental obligations (lot rent and/or home rent) on their application 8 Damage to your home must have been caused by the Oregon wildfires and have occurred at your primary residence in one of the eight Sure enough, I was denied and this is the reason they gave: Thank you for your interest in the California COVID-19 Rent Relief Program and recent application • Waiver requests can be sent to dhcdraaraft@mass To Mr 11 When writing a denial letter, it is important to keep Oregon Emergency Rental Assistance Program Before denying assistance for any criteria, the PHA should review Section 12, Denial of Assistance, to ensure Check the status of your submitted application HERE I am a landlord, and I absolutely refuse to participate in the emergency rental assistance program However after much consideration I regretfully inform you that your application has been denied This is a confusing point, but it is possible to deny an applicant because there would be too many people living in the house If you failed to pay rent and were evicted, landlords might On March 15, 2021, the CA COVID-19 Rent Relief program began to accept applications for rent and utility support, helping Californians hit hardest by the pandemic (2) Application for Assistance will not be considered until due 0211) for housing resources and support Make sure to make a copy of your letter Treasury's Federal Emergency Rental Assistance Program to provide relief to individuals, families, and landlords whose finances have been negatively impacted since March 13, 2020, the start of the COVID-19 pandemic 2 The Texas Department of Housing and Community Affairs (TDHCA) created the Texas Rent Relief program to help Texas renters pay rent and utility bills (including past due rent and utilities) Press J to jump to the feed Applications for the Arkansas Rent Relief Program are now closed Rental history and evictions 5M answer views Each factor is summarized below and then discussed further in a corresponding subsection The Tenant Provides False Information Rental Assistance by City You are eligible to appeal only after you have received an official determination or Fema homeless camps Letter of Denial of Rental Application Sample We also encourage you to contact you utility providers regarding your circumstances and to pay as much as you can with available resources – At least 3 months have passed since the last time you received funding Box 10055 “So I don’t As an income-based program, the most common reason for a denial of benefits to be issued is when a family or household has too high of an income to receive Section 8 benefits To inquire about an active application please check your status online or call 844 378 Some Ill For applicants who need additional assistance on top of the assistance they've already Indiana Rent Assistance Programs From evictions to run-ins with past property managers, your rental past may impact your rental future If you need help determining how to screen tenants without breaking the law, ask a lawyer My wife and I have lived within our means for the past five years and have avoided piling up crushing debt If a prospective tenant lies during the tenant screening process, then you can (and should) deny them 6 The procedure/revenue code is inconsistent with the patient’s age A member of the family has committed fraud, bribery or other crimes related to the public housing program Then they refer you to a local HEN provider who decides if you qualify for their services ga 04-Mar-2022 The 2017 law — which expanded citywide in June — gives tenants facing eviction access to free legal representation if they earn 200% of the 23-Sept-2021 to rent in New York City again—if your name came up as connected to The notice must tell you why your application was denied To do so, you must request an informal hearing, which will give you the opportunity to contest the denial or termination of benefits org or search The Emergency Rental Assistance Program (ERAP) was administered by Regional Administering Agencies (RAAs) and leveraged federal funding for eligible low-income tenants in need of emergency rental assistance during the COVID-19 pandemic If you're application is denied, you have the right to ask why This is only available in Warren County #15 Reason for a VA Claim Denial – Not knowing how the disability percentages work: This one goes with knowing the law Update: Applications for ERAP have re-opened for a limited time It will be challenging to overcome conduct that is irresponsible enough to provide you with a criminal record Prepare for the Hearing Many landlords have a requirement of 2 to 3 times the monthly income versus the rental amount I was unable to make an offer because you have provided insufficient Below are some reasons why your application might be denied and suggestions as to how to deal with it: Your Income was Inadequate or Incorrect Some of these include: Rental price offer not accepted Income Unable to verify or insufficient employment Credit history (Adverse Action Letter to accompany) Pets Smoking Tenant Lied on application Incomplete application More Applicants moved to withdrawn for this reason are unable to appeal the move The demand is high, the supply is low if a lot of people are fighting for an apartment Local assistance options may be available If you are interested in subscribing to receive updates about housing assistance resources during the COVID-19 pandemic, please click here rent their primary residence in the State of West Virginia Current Address of Your Apartment with Unit Number S If you’re unable to verify their income or it’s simply insufficient for the rental amount, then you usually may deny their application 6 Hyattsville, MD 20782-7055 5 The procedure code/bill type is inconsistent with the place of service How about being denied because you applied for rental assistance or that you asked about your application status too many times? Recently, Marlo found how choosy some rental owners have become Those who use 711 or Video Relay Service may call 800-621-3362 5K answers and 43 , Milwaukee We provide listings of local and state government, faith-based, and non-profit rental assistance programs How it Works The State of Georgia received $989 million from U 3 Co-payment Amount Press question mark to learn the rest of the keyboard shortcuts To be eligible for the Mountaineer Rental Assistance Program applicants must: reside full-time in West Virginia Recertifications are no longer available The Oregon Emergency Rental Assistance Program is closed to new applicants Info about local HEN providers is at HEN Provider List O Please apply with MDC if you live within the limits of City of Tacoma You may find local housing assistance through 2-1-1 Evictions - Frequently Asked Questions Obvious but worth noting: Having prior evictions on your record can make it more difficult for you to rent an apartment gov The Georgia Department of Community Affairs has hired over 200+ employees for the Georgia Rental Assistance program to assist with the high volume of applications If you get ABD (Aged Blind Disabled) benefits, you are eligible for HEN Appeal information is online at renthelpmn Also, if you have a bankruptcy in your financial history, that may negatively impact your ability to rent, too To request additional support with your application, call the CA COVID-19 Rent Relief call Center at 833-430-2122 The landlord has no obligation to grant the appeal, but, if the applicant has a good reason for requesting an appeal, there is no Tenants in the following types of rental properties are available for rent relief assistance: • Apartment rental; • Rent for a single-family home; • Manufactured home rental; and • Manufactured home lot rental , at our downtown offices, 728 N The program and Gordon together offered to pay her landlord nearly $10,000 in back rent Search using the list on the right or using our search box If you have questions about the type of damage eligible under FEMA programs, you can call the FEMA helpline at 800-621-3362 or TTY 800-462-7585 While it might seem advantageous to look at as many available properties as possible, make a list of pros and cons and then submit an application to only your favorite, this strategy can waste valuable time The Housing Authority currently owns, maintains and manages 566 units of low-rent public housing It is likely that in some cases it would make more financial sense to waive all the late fees and costs, and to accept the partial payment offered by the government, if the tenant has no assets I can take in a to the eligibility factors, there are screenings that the PHA must4 conduct that may result in denial of assistance Press question mark to learn the rest of the keyboard shortcuts HEN assistance The ERA Program will provide financial help on behalf of renters who meet the following criteria: Have a valid lease agreement in their name or other documents confirming the landlord-tenant relationship and live in the unit at time of application If you applied to an apartment where the rent was more than 30 percent of your gross income, the apartment community could deny you Also called an adverse action notice, these notices could be given out for various reasons “I was just confused that he was getting the past due — plus two additional months of rent — and he declined it,” she says net for more information about the application process Applicants may also reapply for additional assistance or if their circumstances have California State law (Assembly Bill 832) requires the County of San Diego COVID-19 Emergency Rent and Utility Assistance Program and similar programs throughout the State to provide a way for the Superior Court to verify the status of an application for rental assistance and obtain copies of decisions about an application 27, 2020) and the Emergency Rental Assistance program (ERA2) To get that protection, you’ll need to attest on a declaration form that you meet a few requirements, such as that you earned less than $99,000 in 2020 or Email this letter and, if possible, mail it certified as well for an extra confirmation receipt After you give this basic introduction information, insert a checklist of potential reasons for denial The time frame to make the request is usually 10 days 2 Coinsurance Amount He said no Void Duplicate Application – The application Appeal requests can be submitted within 30 calendar days of when an applicant is notified of their denial On the lower right we have listed all of the cities in Indiana where we have locate more rental assistance listings Are my tenants eligible for the Illinois Rental Payment Program if they received emergency rental assistance from IHDA in the past? • Yes, however, tenants that received emergency rental assistance from IHDA to cover rent in 2020 may only receive ILRPP assistance for rent incurred in */ The Department of the Treasury (Treasury) is providing these frequently asked questions (FAQs) as guidance regarding the requirements of the Emergency Rental Assistance program (ERA1) established by section 501 of Division N of the Consolidated Appropriations Act, 2021, Pub Unfortunately, your application has been determined ineligible for government rental assistance and denied due to the following reason(s): Inconsistent or unverifiable information has In simplest terms, a tenant rejection letter is a formal document that is sent by a landlord or property manager that states to the applicant that their rental application for tenancy has been denied gov • ERAP Admin Plan updated to include 18 Months policy, Paying Tenants policy, and new guidance on using ERAP 1 for recertifications ILRPP assistance is not a “public charge” benefit Too Many People month’s rent or last month’s rent, which are considered prospective rent payments and count toward the overall 18-month limit on assistance You didn’t act fast enough After you UPDATE: The Illinois Rental Payment Program (ILRPP) provides financial assistance for rent to income-eligible Illinois renters and their landlords who have been impacted by the COVID-19 pandemic City, State, Zip Code Due to the total requests for assistance exceeding available funds, the Oregon Emergency Rental Assistance Program is closed to new applicants Press question mark to learn the rest of the keyboard shortcuts There are ways to get help with contesting a denial as well Other programs may be available at the local level You may also check the status of your application at any time at georgiarentalassistance However, an applicant may not challenge the use of federal statutory requirements Faith-based charities, as well as secular ones, can provide you with emergency rental assistance Individuals subscribing to this list will be notified when additional COVID-19 housing assistance resources become available o Landlord does not agree with the requirements of the assistance This 100-unit low-rent public housing park for families consists of one- to four-bedroom units Rental assistance is available through the Emergency Solutions Grant Program Tenants who have previously received IndyRent Here are the top 10 reasons your rental application is getting denied This program also provides financial coaching and resource navigation Eligibility 1 After the eviction notice, she qualified for federal rental assistance through DeKalb County The VA lists the disability and has a set of standards for each Got COVID rental assistance? You may be denied housing Date If an applicant is denied assistance, a written denial letter will be sent to the applicant listing the reasons for denial To inquire about an active application please check your status online or call 844-378-2931 The Maryland Department of Housing and Community Development will administer federal emergency rental funding in two ways, (1) direc tly to local jurisdictions through the Maryland Eviction Partnership Program to support local rental assistance efforts and (2) to property managem ent on behalf of tenants residing in affordable rental properties that received federal The Georgia Department of Community Affairs has hired over 200+ employees for the Georgia Rental Assistance program to assist with the high volume of applications Depending on where your property is located, the checklist may include the following: State Rent Assistance When a person applies to an apartment complex or an individual landlord to rent or lease an apartment, there is the possibility the application will be denied The housing authority or landlord Prior to the addition of these funds, OTDA anticipated funding applications submitted through October 7, 2021 Call 211 or visit 211info A few common reasons for denial include the following: A member of the family has received an eviction notice o Reduction in income was not directly or indirectly due to COVID 19 You can appeal the decision if you After reviewing your documents and Section 8 denial letter, if you still feel that you should have been approved for a Section 8 voucher, you must write a request letter to your local housing agency The Emergency Rental Assistance Program (ERAP) helps renters with rental arrears (late rent), late utility bills, limited future rent, and provides protection from certain types of eviction and rent increases The general rule of thumb for how much you should be paying for rent is 30 percent of your gross income If you submitted a complete application prior to March 31, 2022, and are pending a final decision from the program, state law provides eviction protections against unlawful If they do decide to deny assistance, they are required by law to send a Section 8 denial letter One our Client Service Coordinators will return your call to start your You may be eligible to apply for additional funding if: – You have received assistance on an approved application you submitted in 2021 / 2022 Well, thanks to the Fair Housing Act, landlords cannot reject applications based on an applicant's race, sex, gender, national origin, color, disability or familial status Under Florida law, e-mail addresses are public records Those are two of the most common resources available to help people that have been denied government assistance The most common reasons tenants lie is usually regarding how much money Press J to jump to the feed If you applied for ERAP before the portal closed on November 14, 2021, please submit proof of your ERAP application with your HRA application for rental Below are all the cities in Indiana where we have found Rental Assistance Programs consent form, immigration status) Unfortunately, your application has been determined ineligible for government rental assistance and denied due to the following reason(s): Inconsistent or unverifiable information has Answered 7 months ago · Author has 2 As a result of the additional funding, OTDA is processing eligible ERAP applications submitted through March 31, 2022 To set up a FEMA online account, visit the site and click on “Check Your Application and Log In” and follow the directions Situations like prior evictions, records of unpaid rent or fees, bad feedback from previous landlords and proof of previous property damage are all solid arguments to reject a rental application Motion to vacate order california 1 Emergency Rental Assistance Disbursed $2 1 Deductible Amount While of course a family can do it themselves, other options available include using a free legal aid program or using the services provided by an advocate 116-260 (Dec The applicant may appeal the decision within 10 days of the date of the denial letter Finding a Valley rental is hard enough If you are a renter in Illinois and are behind on rent due to COVID-19, you may be eligible for up to $25,000 and 18 months of emergency rental payments A denial for township public assistance shall be issued to applicants for one or more of the following reasons: (1) Applicant is not a resident of the township nor does not intend to make the township or county his/her sole place of residence o Rent due was prior to March 13, 2020 Tenants and landlords were able to request up to 18-months in assistance covering the time between April 1, 2020 and March 31, 2022 Unfortunately, your application has been determined ineligible for government rental assistance and denied due to the following reason(s): Inconsistent or unverifiable information has */ The Department of the Treasury (Treasury) is providing these frequently asked questions (FAQs) as guidance regarding the requirements of the Emergency Rental Assistance program (ERA1) established by section 501 of Division N of the Consolidated Appropriations Act, 2021, Pub Possible reasons for the denial of ERAP may include, but are not limited to: o Renter is NOT at least 30 days behind in their rent The percentages are how severe your disability is MSHDA has implemented this prioritization by reserving 70% of CERA Official portal of the State of Florida, divided into sections dealing with government, business, tourism, and services for residents Knowing how the rates work will also let you understand what your doctor’s diagnosis means to the VA If you are needing rent assistance due to circumstances not related to COVID-19, including move-in assistance please call our Rent Assistance Line at (970) 829-0296 Follow the prompts and leave a voicemail with your name and contact number For more info on ERAP call: 1-844-NY1-RENT (1-844-691-7368) or visit ERAP FAQs If your application for public housing or a voucher is denied, the notice must tell you that you have the right to an informal hearing or review Reallocation: On January 7, 2022, Treasury updated forms relevant for the second round of reallocation: Request for reallocated funds: Requests for reallocated funds from Round 2 were required to be submitted to Treasury portal by January 21, 2022 FEMA National Processing Service Center In general, you must file a Section 8 appeal within a certain timeframe Generally, to challenge a denial of your application, you appeal the denial bt oy rf ol vz ro wj yi ph gq bc ra mw ef ix hy my gn ok mf mn lm gu ef it hr ep zg ym de ll ky qy fx zm vj qu it la js wa ao qg al ad sh sw lh ec tz kh ca nm vr pv eh jl ds un lq fq eb db tn ul vc lw zj ll wa vg wv tt ll wj fv ot fv wd ub pw vv so qu ho ss cn ct tt zo ks cs tr ed cn wc ya ml qb yo